About JP Mortgages

How it All Began

JP Mortgages was setup by Director and mortgage adviser James Payne, James has worked in the mortgage industry for a number of years achieving his qualification ‘Certificate Mortgage Advice & Practice’ (CeMAP) in October 2007.

“We wanted to bring an open and transparent way of looking at mortgages with clients, it’s probably going to be one of the biggest debts they are going to have in their life so getting it right at the beginning, with a view to paying it off as quickly and cheaply as possible is the main aim.”

We have a vibrant and friendly office space above a popular coffee shop called ‘Coast’ in Poole.

Who We Are

James Payne

Director, Mortgage & Protection Advisor

James started JP Mortgages wanting to focus on exceptional customer service, having worked in a corporate broker environment he felt there was a real need out there for a better level of service.

James, having played rugby for local side and Bournemouth is now restricted by injuries (and age) to the sidelines, you’ll find him at most Bournemouth home matches.

James’ wife has assured him his daughter will not a future rugby superstar!

Email: james@jpmortgages.co.uk
Telephone: 01202 026906
Mobile: 07989 578313

Willam Harris

Mortgage and Protection Advisor

Will is a CeMap qualified mortgage and protection advisor, he has been a in the industry for over 7 years and is experienced with regards to all aspects of the property sector. You can expect 100% transparency, great communication and availability.

Will is a major sports fan especially Football, Rugby and Formula 1. He also has a rare and unusable talent of being able to name every Formula One world champion. Will is planning his retirement already when his son becomes the next Lewis Hamilton.

Email: will@jpmortgages.co.uk
Telephone: 01202 026906
Mobile: 07568 055789


If you like the ethos of what we do and feel you would enhance our team please get in contact. We are keen to expand our team and bring on talented advisors, all enquiries will be dealt with in the strictest of confidence.


What Our Clients Say About Us

  • review rating 5  Excellent mortgage brokers! Will was amazing throughout. Found us a great mortgage product and kept us in the loop through the whole process. Highly recommend, Thanks Will.

    thumb Emma Davies

    review rating 5  James made the whole evolution of finding, applying for processing a mortgage application completely pain, stress and hassle-free. We were first time buyers and James held our hand throughout the process, never tried to steer us towards a product just because it would have benefited him (as other advisers certainly did). No heavy-handed sales pitch or bullplop -James is very personable and down-to-earth. We appreciated that he is very detail-oriented and finds the right product for his CLIENT, explains how the products will work over the whole term, goes through all the small print and goes above and beyond with his research to get you the best deal. We would 100% recommend James/JP Mortgages.

    thumb Charlotte Atkinson

    review rating 5  First-time buyer. JP was incredibly helpful throughout the whole process and made it very straightforward. I would 100% use them again and would recommend to anyone in need of a mortgage.

    thumb Nicholas Royles
  • review rating 5  Really great service received from James! Very personable, great contact and really felt like I was looked after from start to finish. Thank you very much! 🙂

    thumb Charlotte Orris-Bird

    review rating 5  My flat took 9 months to complete due to a lease needing extending. James had to do a second mortgage application for me. He was very helpful throughout and went above and beyond what I expected. He is a very friendly person and gives honest and in-depth advice. He even helped push my lender to release funds within 48 hours so I could complete before Christmas! Thankyou James! Top service ????

    thumb Bex Triggs Flautist

    review rating 5  Absolutely amazing service from James. He was with us every step of the way through purchasing our first property. Highly recommended!

    thumb Lauren Byrne
  • review rating 5  James was recommended to us by one of local estate agency, unlike other mortgage adviser we have met in the past. James is really helpful and friendly. All questions were answered promptly. We would 100% recommend James to anyone we know who needs mortgage advise. We are now thinking about to move to a bigger house next year and we surely know who we will speak to!

    thumb Seb's Piano Journey

    review rating 5  INCREDIBLE service from James. Really helped my partner and I buy our first property (We were clueless before meeting James!). I would (and already have) recommended James to my friends colleagues. Will use JP Mortgages again when we remortgage.

    thumb Ryan Weller

    review rating 5  Will was fantastic throughout the whole process of finding a mortgage product that suited us and seeing through to the final completion of the property. We were always regularly updated and Will went above and beyond to help us whenever we had any queries. Highly recommended.

    thumb Steve Harder

Ready To Talk Mortgages?

Get in touch with the JP Mortgages team for a chat and see how we can help you.

Call us


Main Office: 01202 026 906
James Payne: 07989 578 313
Willam Harris: 07568 055 789

Email us


Main Office: enquiries@jpmortgages.co.uk
James Payne: james@jpmortgages.co.uk
Willam Harris: will@jpmortgages.co.uk

Our address


91 Salterns Road
Poole, Dorset, BH14 8BL
Get directions

Your Home / Property May be Repossessed if You Do Not Keep Up Repayments On Your Mortgage

The information on this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

JP Mortgage Services Limited is a company registered in England and Wales 10551102 whose registered office is situated at James House 40 Lagland Street, Poole, United Kingdom, BH15 1QG

JP Mortgages is a trade name of JP Mortgage Services Limited which is an appointed representative of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.

JP Mortgages Proud Sponsor of Bournemouth Rugby Club

We are proud to be able to Sponsor Bournemouth Rugby Club, they are a great supporter of local events and having played for Bournemouth for many years James is delighted to be able to put something back and help bring on a new generation of great rugby players.